Affordable Care Act
Are You Ready? The Health Insurance Marketplace is Here!
No doubt you’ve started to hear about the new Health Insurance Marketplace (Marketplace), a key part of the health care law commonly known as the Affordable Care Act (ACA) that opened October 1, 2013. But you probably still have questions. Like what is the Marketplace, and can you really get health insurance that is affordable?
The best place for the latest, most accurate, information on the Marketplace is the updated website, www.HealthCare.gov. At the site, you can learn about the Marketplace, who can apply for insurance, how to get insurance, how to lower your costs, and much more.
Starting October 1st, the Marketplace will help you find health insurance that fits your budget and meets your needs. You may buy insurance from private health plans that cover a comprehensive set of benefits, including doctor visits, hospital stays, preventive care, and prescriptions. And plans in the Marketplace can’t deny you coverage because of a pre-existing condition.
With a single application, you can also see if you or your family qualify for Medicaid or the Children’s Health Insurance Program, or savings you can use right away to lower your health insurance premiums. You’ll be able to enroll in the Marketplace directly for coverage that begins as soon as January 1, 2014.
As you explore your options on the Marketplace, you may want to get some help. You can participate in an online web chat on the website; or call a toll free number, 1-800-318-2596 (TTY: 1-855-889-4325), to speak with a trained customer service representative.
Please also note that under the ACA, college-sponsored student health insurance plans also remain an option for coverage of students. For information on the FAU student insurance plan, please see http://www.fau.edu/shs/additional/ins-domestic.php. Or call Insurance for Students at 1-800-356-1235 for details about the FAU plan.